If you have a 401-K or some other qualified retirement plan or self-directed IRA with a "wealth management" firm, you are almost certainly exposed to market risk and paying ongoing fees whether you make money or not. If you are retired or retiring soon, you may not have the time for your account values to recover if there is a sudden market correction before you will be making withdrawals. Making systematic withdrawals in a falling market is a recipe for disaster particularly if you are also paying fees to someone to babysit your money!
If you are retired or about to retire and want to be assured of being able to live with dignity and independence for the rest of your life, contact us now for
a free planning session.